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The Workers’ Compensation Program

Every state in the United States has a workers’ compensation program. Each state is required by law to carry this type of workers insurance in order to cover for the employees to use once they are injured. Workers’ comp is only given to those who are injured while working, or have become sick due to the nature of their job. Because of the differences in state jurisdiction and policies, this benefit can also differ.

For anyone to avail of their workers compensation benefits the injury or disability suffered can be physical, mental or emotional, based on the Social Security Administration. They can even be a combination of all, and to qualify for these benefits, an employee should prove that he or she is suffering from at least two types of disabilities:

  1. Permanent Partial Disability (PPD) – this is a type of injury that impairs the physical and mental capabilities of a worker to perform certain parts of normal work duties for the rest of his or her life. Upon returning to work, a worker suffering from PPD can only perform certain responsibilities and not everything that they used to perform, causing them to have lower income jobs. This type of disability benefit can last up to 500 weeks, and is based on a certain percentage of the difference between the previous and current wages. In a personal injury suit, permanent partial disability can be used for awarding damages.
  2. Temporary Total Disability (TTD) – based on the opinion of the physician, this type of disability is the total restriction from any and all work. Employers provide TTD benefits to the injured worker until he or she can return to their work. This benefit lasts for 113 weeks, where the physician can determine if the worker is able to go back to work.

It is important to file for worker’s comp immediately after you have suffered an injury in the workplace, mainly because it takes some time for them to be approved. There are circumstances where these requests are denied, such as a pre-existing condition. For this situation, it is better to prove that the work itself has helped aggravated the condition or has made it worse. These sort of situations can become complicated without the guidance of a legal professional. A workers compensation lawyer may be able to help anyone that has been hurt or injured due to an unfortunate circumstance at their worksite. Visit this website to learn more about how lawyers may be able to guide you through a case: http://www.lamarcalandry.com/practice-areas/workers-compensation/

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